ecfr update: 2024-11-29

ecfr/1022.txt

@@ -1050,6 +1050,8 @@ The prescribed form for this disclosure is a separate document that is substanti
 Appendix N to Part 1022-Notice of User Responsibilities
 The prescribed form for this disclosure is a separate document that is substantially similar to the Bureau's notice with all information clearly and prominently displayed. Consumer reporting agencies may limit the disclosure to only those items that they know are relevant to the user that will receive the notice.
 Appendix O to Part 1022-Reasonable Charges for Certain Disclosures
+Cross Reference
+Link to an amendment published at 89 FR 94600, Nov. 29, 2024.
 Section 612(f) of the FCRA, 15 U.S.C. 1681j(f), directs the Bureau to increase the maximum allowable charge a consumer reporting agency may impose for making a disclosure to the consumer pursuant to section 609 of the FCRA, 15 U.S.C. 1681g, on January 1 of each year, based proportionally on changes in the Consumer Price Index, with fractional changes rounded to the nearest fifty cents. The Bureau will publish notice of the maximum allowable charge each year by amending this appendix. For calendar year 2024, the maximum allowable charge is $15.50. For historical purposes:
 1. For calendar year 2012, the maximum allowable disclosure charge was $11.50.
 2. For calendar year 2013, the maximum allowable disclosure charge was $11.50.