Merge pull request #4856 from PatrickGoRaft/quarterly-graph-configmaps

Quarterly graph configmaps

hmda-quarterly-data-service/src/main/resources/verbiage.conf

@@ -1,6 +1,6 @@
 graph {
   verbiage {
-    summary: The following graphs present data for the 19 financial institutions reporting HMDA quarterly data throughout 2020 and displays data for each of those institutions for 2019 and 2018 as well.
+    summary: The following graphs present data for the 31 financial institutions reporting HMDA quarterly data throughout 2020 and displays data for each of those institutions for 2019 and 2018 as well.
     summary: ${?GRAPH_SUMMARY}
     decimal_precision: 2
     decimal_precision: ${?DECIMAL_PRECISION}

kubernetes/hmda-quarterly-data-service/templates/quarterly-verbiage-configmap.yaml

@@ -3,26 +3,26 @@ kind: ConfigMap
 metadata:
   name: {{ include "hmda-quarterly-data-service.fullname" . }}-verbiage-configmap
 data:
-  GRAPH_SUMMARY: The following graphs represent data for the 55 financial institutions reporting HMDA quarterly data in the current year. The graphs display current quarters and three years of historical data.
-  MEDIAN_INTEREST_RATES_SUBTITLE: After being generally flat in 2021, median interest rates increased for all loan types in 2022.
-  MEDIAN_INTEREST_RATES_CC_RACE_SUBTITLE: After being generally flat in 2021, median interest rates increased for all racial and ethnic groups in 2022.
+  GRAPH_SUMMARY: The following graphs represent data for the 31 financial institutions reporting HMDA quarterly data in the current year. The graphs display current quarters and three years of historical data.
+  MEDIAN_INTEREST_RATES_SUBTITLE: ""
+  MEDIAN_INTEREST_RATES_CC_RACE_SUBTITLE: ""
   MEDIAN_INTEREST_RATES_FHA_RACE_TITLE: For FHA loans, how have median interest rates differed by race/ethnicity?
-  MEDIAN_INTEREST_RATES_FHA_RACE_SUBTITLE: After being generally flat in 2021, median interest rates increased for all racial and ethnic groups in 2022.
-  APPLICATIONS_VOLUME_SUBTITLE: The volume of conventional conforming applications declined significantly since the start of 2021. All other loan types declined slightly or remained relatively consistent.
-  ALL_APPS_VOLUME_SUBTITLE: Quarterly filers account for over half of the application volume during 2021. Annual data for 2022 has not been collected yet.
-  LOANS_VOLUME_SUBTITLE: Conventional conforming loans experienced a significant decrease since 2021. VA and FHA loans experienced a steadier decline.
-  DENIAL_RATES_SUBTITLE: HELOCs had a significantly higher denial rate percentage compared to the other loan types.
-  DENIAL_RATES_CC_BY_RACE_SUBTITLE: Blacks and Hispanics had higher denial rates for every quarter. In 2022, denial rates for Blacks and Hispanics increased while rates for Whites and Asians fell.
-  DENIAL_RATES_FHA_BY_RACE_SUBTITLE: Blacks had higher denial rates for each quarter. Since 2021, Hispanics showed the lowest denial rates.
-  LTV_CC_BY_RACE_SUBTITLE: In 2022, all racial and ethnic groups experienced an increase in median CLTV after several quarters of mostly declining CLTVs.
-  LTV_FHA_BY_RACE_SUBTITLE: Blacks and Hispanics had similar median CLTVs for FHA loans. Whites experienced a significant decline in median CLTV since Q2 of 2021.
-  MEDIAN_CREDIT_SCORES_SUBTITLE: Conventional Non-Conforming loans had the highest median credit scores while FHA loans had the lowest.
-  MEDIAN_CREDIT_SCORES_CC_RACE_SUBTITLE: After falling each quarter since 2021, median credit scores were unchanged or slightly increasing for all racial and ethnic groups in Q3 of 2022.
-  MEDIAN_CREDIT_SCORES_FHA_RACE_SUBTITLE: After falling during 2021 and Q1 2022, median credit scores were generally unchanged or increasing for all racial and ethnic groups during Q2 and Q3 of 2022.
+  MEDIAN_INTEREST_RATES_FHA_RACE_SUBTITLE: ""
+  APPLICATIONS_VOLUME_SUBTITLE: ""
+  ALL_APPS_VOLUME_SUBTITLE: ""
+  LOANS_VOLUME_SUBTITLE: ""
+  DENIAL_RATES_SUBTITLE: ""
+  DENIAL_RATES_CC_BY_RACE_SUBTITLE: ""
+  DENIAL_RATES_FHA_BY_RACE_SUBTITLE: ""
+  LTV_CC_BY_RACE_SUBTITLE: ""
+  LTV_FHA_BY_RACE_SUBTITLE: ""
+  MEDIAN_CREDIT_SCORES_SUBTITLE: ""
+  MEDIAN_CREDIT_SCORES_CC_RACE_SUBTITLE: ""
+  MEDIAN_CREDIT_SCORES_FHA_RACE_SUBTITLE: ""
   DTI_TITLE: How have median DTIs changed?
-  DTI_SUBTITLE: Median DTIs have generally risen for all loan types since 2021. FHA loans have the highest median DTI.
-  DTI_CC_RACE_SUBTITLE: For conventional conforming loans, Hispanics had the highest median DTI while Whites had the lowest.
-  DTI_FHA_RACE_SUBTITLE: For FHA loans, whites had the lowest median DTI. All racial and ethnic groups experienced an increase in DTI since late 2021.
-  TLC_SUBTITLE: Since Q3 2021, all median total loan costs increased, most notably VA & FHA loans.
-  TLC_CC_RACE_SUBTITLE: Since 2021 Q3, median total loan costs have increased for each racial and ethnic group.
-  TLC_FHA_RACE_SUBTITLE: Median total loan costs for all racial and ethnic groups increased from the start of 2021.
+  DTI_SUBTITLE: ""
+  DTI_CC_RACE_SUBTITLE: ""
+  DTI_FHA_RACE_SUBTITLE: ""
+  TLC_SUBTITLE: ""
+  TLC_CC_RACE_SUBTITLE: ""
+  TLC_FHA_RACE_SUBTITLE: ""