diff --git a/queue_services/account-mailer/src/account_mailer/email_templates/pad_invoice_email.html b/queue_services/account-mailer/src/account_mailer/email_templates/pad_invoice_email.html
index 6c6b47a1ec..1e415648fc 100644
--- a/queue_services/account-mailer/src/account_mailer/email_templates/pad_invoice_email.html
+++ b/queue_services/account-mailer/src/account_mailer/email_templates/pad_invoice_email.html
@@ -1,6 +1,10 @@
 # Your {{ account_number }}: {{ account_name_with_branch }} account completed ${{ invoice_total }} in transactions during business hours on {{ invoice_process_date }}.
 
-This amount will be debited from your financial institution in 2 business days. Please ensure you have sufficient funds in your financial institution account to cover this debit.
+Transaction amount: ${{ invoice_total }}
+{% if credit_total != '0.00' %}Account credits: -${{ credit_total }}{% endif %}
+Amount to be charged: ${{ withdraw_total }}
+
+${{ withdraw_total }} will be debited from your financial institution in 2 business days. Please ensure you have sufficient funds in your financial institution account to cover this debit.
 
 Your account will be suspended and charged a ${{ nsf_fee }} dishonoured bank instrument fee for every failed payment.
 
diff --git a/queue_services/account-mailer/src/account_mailer/enums.py b/queue_services/account-mailer/src/account_mailer/enums.py
index 5de5443768..1a5207104a 100644
--- a/queue_services/account-mailer/src/account_mailer/enums.py
+++ b/queue_services/account-mailer/src/account_mailer/enums.py
@@ -21,7 +21,7 @@ class SubjectType(Enum):
     NSF_LOCK_ACCOUNT_SUBJECT = '[BC Registries and Online Services] Your account has been suspended'
     NSF_UNLOCK_ACCOUNT_SUBJECT = 'Your Account Was Successfully Restored'
     ACCOUNT_CONF_OVER_SUBJECT = '[BC Registries and Online Services] Your account is now active'
-    PAD_INVOICE_CREATED = '[BC Registries and Online Services] Your accounts PAD transaction details'
+    PAD_INVOICE_CREATED = '[BC Registries and Online Services] Your PAD Transaction Details'
     ADMIN_REMOVED_SUBJECT = '[BC Registries and Online Services] You have been removed as an administrator'
     TEAM_MODIFIED_SUBJECT = '[BC Registries and Online Services] Change in Team members'
     ONLINE_BANKING_PAYMENT_SUBJECT = '[BC Registries and Online Services] Online Banking payment has been received'
diff --git a/queue_services/account-mailer/src/account_mailer/resources/worker.py b/queue_services/account-mailer/src/account_mailer/resources/worker.py
index 15b8eba921..67bf357f62 100644
--- a/queue_services/account-mailer/src/account_mailer/resources/worker.py
+++ b/queue_services/account-mailer/src/account_mailer/resources/worker.py
@@ -15,6 +15,7 @@
 import dataclasses
 import json
 from datetime import datetime, timezone
+from decimal import Decimal
 from http import HTTPStatus
 
 from auth_api.models import db
@@ -210,10 +211,15 @@ def handle_pad_invoice_created(message_type, email_msg):
     admin_coordinator_emails = get_member_emails(org_id, (ADMIN,))
     subject = SubjectType.PAD_INVOICE_CREATED.value
     invoice_process_date = datetime.fromisoformat(email_msg.get('invoice_process_date'))
+    credit_total = email_msg.get('credit_total', '0')
+    invoice_total = email_msg.get('invoice_total', '0')
+    withdraw_total = Decimal(str(invoice_total)) - Decimal(str(credit_total))
     args = {
+        'credit_total': format_currency(credit_total),
         'nsf_fee': format_currency(email_msg.get('nsfFee')),
-        'invoice_total': format_currency(email_msg.get('invoice_total')),
-        'invoice_process_date': get_local_formatted_date(invoice_process_date, '%m-%d-%Y')
+        'invoice_total': format_currency(invoice_total),
+        'invoice_process_date': get_local_formatted_date(invoice_process_date, '%m-%d-%Y'),
+        'withdraw_total': format_currency(str(withdraw_total))
     }
     logo_url = email_msg.get('logo_url')
     email_dict = common_mailer.process(org_id, admin_coordinator_emails, template_name,
diff --git a/queue_services/account-mailer/tests/unit/test_worker_queue.py b/queue_services/account-mailer/tests/unit/test_worker_queue.py
index ad097ae9f2..c6d0b3b0a4 100644
--- a/queue_services/account-mailer/tests/unit/test_worker_queue.py
+++ b/queue_services/account-mailer/tests/unit/test_worker_queue.py
@@ -224,9 +224,11 @@ def test_account_pad_invoice_mailer_queue(app, session, client):
         # add an event to queue, these are provided by cfs_create_invoice_task.
         mail_details = {
             'accountId': id,
+            'credit_total': '20',
             'nsfFee': '30',
             'invoice_total': '100',
-            'invoice_process_date': f'{datetime.now()}'
+            'invoice_process_date': f'{datetime.now()}',
+            'withdraw_total': '80'
         }
         helper_add_event_to_queue(client,
                                   message_type=QueueMessageTypes.PAD_INVOICE_CREATED.value,