diff --git a/src/Resources/config/services.xml b/src/Resources/config/services.xml
index 85206c18..099f4c0e 100755
--- a/src/Resources/config/services.xml
+++ b/src/Resources/config/services.xml
@@ -71,6 +71,7 @@
             <argument type="service" id="country.repository"/>
             <argument type="service" id="shipping_method.repository"/>
             <argument type="service" id="Adyen\Shopware\Service\PaymentMethodsService"/>
+            <argument type="service" id="Adyen\Shopware\Service\PaymentMethodsFilterService"/>
             <argument type="service" id="Adyen\Shopware\Util\Currency"/>
         </service>
         <service id="Adyen\Shopware\ScheduledTask\Webhook\WebhookHandlerFactory">
diff --git a/src/Service/ExpressCheckoutService.php b/src/Service/ExpressCheckoutService.php
index 3678b663..f5278623 100644
--- a/src/Service/ExpressCheckoutService.php
+++ b/src/Service/ExpressCheckoutService.php
@@ -40,6 +40,11 @@ class ExpressCheckoutService
      */
     private $paymentMethodsService;
 
+    /**
+     * @var PaymentMethodsFilterService
+     */
+    private $paymentMethodsFilterService;
+
     /**
      * @var Currency
      */
@@ -50,12 +55,14 @@ public function __construct(
         EntityRepository $countryRepository,
         EntityRepository $shippingMethodRepository,
         PaymentMethodsService $paymentMethodsService,
+        PaymentMethodsFilterService $paymentMethodsFilterService,
         Currency $currencyUtil
     ) {
         $this->cartService = $cartService;
         $this->countryRepository = $countryRepository;
         $this->shippingMethodRepository = $shippingMethodRepository;
         $this->paymentMethodsService = $paymentMethodsService;
+        $this->paymentMethodsFilterService = $paymentMethodsFilterService;
         $this->currencyUtil = $currencyUtil;
     }
 
@@ -209,13 +216,14 @@ public function createCart(
         $cart = $this->cartService->recalculate($cart, $updatedSalesChannelContext);
 
         $paymentMethods = $this->paymentMethodsService->getPaymentMethods($updatedSalesChannelContext);
+        $filteredPaymentMethods = $this->paymentMethodsFilterService->filterAndValidatePaymentMethods($paymentMethods, $cart, $salesChannelContext);
 
         return [
             'cart' => $cart,
             'shippingMethods' => $shippingMethods,
             'shippingMethod' => $shippingMethod,
             'shippingLocation' => $shippingLocation,
-            'paymentMethods' => $paymentMethods,
+            'paymentMethods' => $filteredPaymentMethods,
         ];
     }
 
diff --git a/src/Service/PaymentMethodsFilterService.php b/src/Service/PaymentMethodsFilterService.php
index 6d9a6f6d..4cac6432 100644
--- a/src/Service/PaymentMethodsFilterService.php
+++ b/src/Service/PaymentMethodsFilterService.php
@@ -32,6 +32,8 @@
 use Adyen\Shopware\Handlers\ApplePayPaymentMethodHandler;
 use Adyen\Shopware\PaymentMethods\RatepayDirectdebitPaymentMethod;
 use Adyen\Shopware\PaymentMethods\RatepayPaymentMethod;
+use Shopware\Core\Checkout\Cart\Cart;
+use Shopware\Core\Checkout\Cart\Rule\CartRuleScope;
 use Shopware\Core\Checkout\Payment\PaymentMethodCollection;
 use Shopware\Core\Checkout\Payment\PaymentMethodEntity;
 use Shopware\Core\Checkout\Payment\SalesChannel\AbstractPaymentMethodRoute;
@@ -305,4 +307,46 @@ public function getGiftCardPaymentMethodId(SalesChannelContext $context): ?strin
         // Return the payment method ID or null if not found
         return $paymentMethod ? $paymentMethod->getId() : null;
     }
+
+    public function filterAndValidatePaymentMethods(
+        PaymentMethodsResponse $paymentMethodsResponse,
+        Cart $cart,
+        SalesChannelContext $salesChannelContext
+    ): PaymentMethodsResponse {
+        // Extract original payment methods
+        $paymentMethods = $paymentMethodsResponse->getPaymentMethods();
+
+        // Supported payment methods and their corresponding configuration checks
+        $allowedMethods = [
+            'paywithgoogle' => [$this->configurationService, 'isGooglePayExpressCheckoutEnabled'],
+            'paypal' => [$this->configurationService, 'isPayPalExpressCheckoutEnabled'],
+            'applepay' => [$this->configurationService, 'isApplePayExpressCheckoutEnabled']
+        ];
+
+        // Filter methods by type and configuration
+        $filteredMethods = array_filter($paymentMethods, function ($method) use ($allowedMethods, $salesChannelContext) {
+            $type = $method['type'];
+            if (!isset($allowedMethods[$type])) {
+                return false;
+            }
+
+            $configCheck = $allowedMethods[$type];
+            return $configCheck($salesChannelContext->getSalesChannelId());
+        });
+
+        // Check rules for every method
+        $validMethods = [];
+        foreach ($filteredMethods as $method) {
+            $availabilityRule = $method['availabilityRule'] ?? null;
+
+            if (!$availabilityRule || $availabilityRule->getPayload()->match(new CartRuleScope($cart, $salesChannelContext))) {
+                $validMethods[] = $method;
+            }
+        }
+
+        $paymentMethodsResponse->setPaymentMethods($validMethods);
+
+        return $paymentMethodsResponse;
+    }
+
 }